Terms of Service

1. Who we are

PayoutGuard is operated by Mo, a sole trader based in Nairobi, Kenya. You can contact us at mofarahfx@gmail.com. By using PayoutGuard, you agree to these terms.

2. What the service does

PayoutGuard is AI software that answers questions about prop firm rules and checks trade history against those rules. We offer a Free plan and a Pro plan at $19 per month or $149 per year.

Some features are not available yet. Payments are not currently enabled, and account connection is coming soon. Current demo audits use sample trades, not your real trading history.

3. Important limitations

PayoutGuard is not affiliated with any prop firm. Answers and audit results are estimates based on firms’ published rules. Those rules can change, and AI can make mistakes or miss important details.

We do not provide financial or investment advice, or trade signals. You must confirm rules with your firm before trading or requesting a payout. Your firm makes the final decision about account breaches and payouts.

To the extent permitted by applicable law, PayoutGuard is not liable for denied payouts, breached accounts, or losses resulting from reliance on its answers or audits. Nothing in these terms limits rights or liabilities that cannot legally be excluded.

4. Your account and responsibilities

Provide accurate account and trading-profile information, keep your login details secure, and only share trading data you have the right to use. You remain responsible for your trades and for following your firm’s rules. Do not use the service unlawfully or try to access another user’s data.

5. Payments and subscriptions

When paid subscriptions become available, payments will be processed by our payment provider, acting as merchant of record. The provider handles payment processing and the purchase transaction.

Subscriptions renew automatically at the end of each monthly or yearly period unless cancelled. You can cancel anytime from Billing, and your Pro access continues until the end of the paid period. Cancelling stops the next renewal.

See our Refund Policy for the 7-day first-purchase refund and partial-period rules.

6. Your data

Our Privacy Policy explains the information we store, third-party processing, and how to request deletion. When account connections become available, they will use read-only access only, with no trading or withdrawals.

7. Changes and contact

We may update these terms as the service changes. The date above identifies the latest version. For questions about the service or these terms, email mofarahfx@gmail.com.